Zharta | Real-time NFTs loans platform

Did somebody

say liquidity?

Liquidation Protection

We've got your back. Your NFTs are secure until the end of the loan. No need to worry about changing floor prices.

Instant

Wen Liquidity? Right now. Our permissionless, peer-to-pool protocol allows anyone with supported collections to take a loan with no waiting time.

Flexibility

If you repay your loan before the term is over, you will only pay for the interest you accrued until then.

Asset Bundling

Need more liquidity than one NFT can cover? Use several as collateral to unlock the amount you need.

Borrow Now

Zhartians,

assemble!

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Audited by

Numbers speak for themselves

10,300 eth

lended

5,040 eth

borrowed

4,560 eth

total profit

3,048 eth

assets traded

How to use Zharta

So easy a baby could do it. (But they shouldn't. Babies are notoriously bad investors.)

Select the amount, we select the assets. Choose with the slider how much you want to borrow. We will help you pick assets that support your loan.

Check the lending pool stats and make a deposit. You can choose the amount and how long it will stay in the pool. The longer you leave it there, the more you can potentially earn.

Or select your assets, we help you with the amount. Pick the assets you want to use as collateral and we will generate how much you can borrow.

After you make your deposit, you can bid on defaulted NFTs within the pool, or withdraw the invested amount and your gains according to the pool’s performance.

**We currently have one lending pool, with plans to create more in the near future.

FAQ

What is Zharta?

Zharta is a real-time NFT loan platform for borrowers and lenders. Zharta allows you to get instant loans with your NFTs without losing ownership over them.

What are the main benefits of Zharta?

Zharta’s platform was designed to be user-friendly and accessible to anyone, regardless of their level of experience. We will help you choose the assets that best support your loan and you may bundle different NFTs into one single loan! Moreover you'll get Ether instantly and you will not be liquidated until the end of the loan duration.

Is Zharta safe to use?

When building our blockchain protocol, we ensured the smart contracts and the blockchain itself were 100% secure so there was no possibility of obstruction. Even our programming language, Vyper, was chosen with efficiency, simplicity, and security in mind. Finally, because our users' peace of mind is our top priority, all of Zharta's smart contracts are audited.

When I apply for a loan on an NFT, does Zharta take my NFT?

No. Zharta never gets custody of an asset. Collateralized NFTs are held in a smart contract escrow. This means that the assets are always subject to the pre-agreed business rules of the loan.

What is a smart contract? How do they work?

Smart contracts are programs stored within the blockchain that work as self-executing contracts. Once the two parties agree upon the terms, these are coded into the contract and deployed to the blockchain, thus rendering the transaction irreversible, traceable and transparent.

The value of the collateral I used for my loan went down. Can I be liquidated?

No. In our current version, all contracts are time-bound. This means they have a fixed term. During that period of time, the pre-agreed rules of the loan remain the same regardless of any changes happening outside their scope. As such, if the value of the collateral decreases during this period, the borrower will not be liquidated.

Can I borrow using more than one NFT asset to support my loan?

Yes, you can use one or more different community assets or bundles from the same category.

I know how much I need but not which assets to collateralize. Now what?

You can select the capital you want to borrow and we’ll help you choose the assets that best support your loan. If you don't agree with our selection, you are free to customize the NFTs you want to use, provided they match the value required for the loan you chose.

Which browsers and devices are supported?

Currently we only support desktop devices. We recommend Google Chrome or Firefox browser for a better experience.

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